Now you are retired you can enjoy life, with the children having left (hopefully) your time is your own and with the mortgage paid a potential rise in income means that travel is now affordable and accessible whilst you and your partner are still sufficiently fit and active to enjoy the wonders of the world, or indulge in that cruise of a lifetime.
Internet-based travel insurance schemes concentrate on
providing cheap cover for people that won't claim! This
means that they can minimise their claims-handling team (or
outsource it) and, since the most expensive claims are
actually cancellation (often caused by a medical condition
manifesting), rather than medical expenses claims whilst on
holiday, they tend to shy away from insuring the elderly.
The increase in premiums, not only reflect the additional
probability of claiming, but also administration costs from
handling such claims.
Perhaps the cost of insuring your trips is of concern? Perhaps your bank won't cover you now you are over
65? Perhaps you have
existing medical conditions and find
that internet policies don't meet your requirements. Don't worry. B Portwood &
Co Ltd are specialists in the over 75 travel insurance market and
have access to many of the major insurance providers. One call and we can do it
all. On this site are links to quotes for online purchasing of various products:
we do recommend, however, that customers call us so that a) we may assess their
requirements against the policies we have available and b) we may offer
different products for which it is impossible for the consumer to purchase
direct from the supplier.
With so many schemes available to us, it is n ot surprising that we can meet
the demands and needs of most elderly travellers over 75. Single trips can be covered up to 365 days (up to 84 - shorter
single trips at any age) so there is no problem if you want to fly to Canada or America and see your grandchildren, or maybe visit Australia and New Zealand and see the sights (Ayres Rock, Sydney harbour Bridge, Lord of the Rings country for example - or even endure the agony (or ecstacy!) of sitting at Perth, Adelaide, Sydney, Melbourne and watching the Test Matches.) Maybe an extended cruise in the Caribbean (we can cover up to £10,000 cancellation cover online - higher than most companies, to protect you before you travel).
Specialist cruise travel insurance policies are
available if higher cancellation cover sums are required.
Annual travel insurance is available a trip if required, although it must be said that unless a lot more travel is anticipated than just a couple of holidays, several single trip policies may be cheaper.
Further information about multi trip
travel insurance is available elsewhere on the site.
Pre existing medical conditions can be covered in many cases (with immediate online quotes during the application) however if cover is not available, just call us on 01388 607140 and we can approach several different companies to povide you with a free quote.