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Buy to let insurance
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Buy to let insurance is required by landlords to insure their buildings and contents. Since a normal home insurance policy is not adequate when the resident is not the owner, a buy to let insurance policy must be purchased instead. As brokers we can arrange cheap cover online no matter the tenancy agreement or type of tenants in the property.

What does buy to let insurance cover?

The main covers provided by a buy to let insurance policy are:

  • The Buildings : (the sum insured must equal the rebuilding cost, which may be more or less than the market value)
  • The Contents : (Only the landlord's contents can be covered. The tenant need to arrange cover for themselves).
  • Property owner's liability : (provided automatically with the buildings cover)
  • Loss of rent: covers loss of rent if the let property is damaged such that the tenant can't live there. Loss of rent insurance is different: it covers the landlord if the tenant is financially incapable of paying the rent.

How much does buy to let insurance cost?

To obtain a quote for the cost of buy to let insurance simply click on the button below. Once a price has been obtained then the policy may be purchased online - or contact us and we can give you furthe advice. There are various options to reduce premiums by increasing the policy excess.

Quote button Quote and Buy Online
Maximum building sum insured 1,000,000
maximum contents sum insured 150,000

Key Facts | Policy Wording (2021)

As well as single buy to let property, insurance quotes are available for landlords with a portfolio - enabling 5 or more properties to be insured together. Rates are available online with substantial savings over multiple single property quotes - although we must be contacted to arrange cover.

Types of Tenants we can cover

Our buy to let insurance products can cover:-

More about the insurance policy

Our preferred buy to let insurance policy is underwritten by SAGIC - Salvation Army General Insurance Company - A highly ethical company whom we have found provide not only cheap rates but also excellent claims service. As well as a low excess (75.00 with a 150.00 or 250.00 option) accidental damage is available for all tenancy types.

Multi Property Landlord Insurance

For landlords owning five or mor eproperties we offer our Multi Property landlord insurance contract with reduced rates, fees and easy administration.

Click for your quote for buy to let insurance for multiple properties Maximum buildings sum insured/ property 1,000,000
Maximum contents sum insured 150,000
Higher sums available on request

Example rates

Premiums start from 114.60 to insure a property with a rebuilding cost of 130000 anywhere in the UK except the London Area. Naturally premiums increase if the property costs more to rebuild, if a lower excess is required, and if the landlord has had claims or the tenancy agreement is not between the landlord and the tenant.

Duty to disclose Facts under any contract of insurance

Please read this IMPORTANT NOTICE about requirements. We accept no liability for any loss that occurs due to your failure to comply.

If help or assistance is needed please use our direct line: 01388 607140 to call us and we will discuss your needs.

Portwood Insurance Brokers

We have been insurance brokers for more than 40 years and aimed to give advice to customers about their 'demands and needs'. Unless you call us our products are offered on a 'non-advised' basis - it will your responsibility to ensure the product is suitable on the information provided. If you contact us advice will be provided and a recommendation made on the appropriate policy

If you would like to offer some feedback about our firm/ site/ service then please click here.

For any further help: please call us on 01388 607140 if you need any further information.

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