Landlord Insurance: student lets
For landlord insurance, we define a
Student let as a property let to more than one student. These properties
normally have several students, usually each with a single room, but the
cooking facilities must be shared. These properties are frequently
unoccupied when the students are down and appropriate regular checks
should be undertaken to minimise the chance of a damage to the house.
Policies normally offer the options
The buildings - with or without accidental damage.
Landlords contents (NOT those of the students - which must be covered separately)
Property owners liability
and some contracts may be extended to
include accidental damage to the buildings and employers liability. Rates
may depend on the number of students in the property.
You can obtain quotes for
landlords insurance for student lets and online quotes for all forms of buy to
let/ unoccupied property below. Please
note that we may require confirmation that you have registered with your
Local Authority under the 2004
housing act if your house qualifies as a 'HMO' Home of Multiple
Occupation (Usually 3 stories or more and let to 5 or more people.
Our standard landlord
insurance covering students can now be purchased online. The
rates are extremely cheap (a £100,000 house can be insured for less than
£100) and can cover accidental damage to the property and landlords
contents should it be so required. There is a standard excess of £75.00
which can be increased to £150 or £250 as required. Use the link below
to compare our landlord insurance and obtain a cheap insurance quote.
Quote and Buy Online
buildings sum insured £3,000,000
Maximum contents sum insured £150,000
Higher sums on request
| Policy Wording
the sums to be insured exceed £3,000,000 on the buildings then
alternative policies are available. Please contact us on 01388 607140 and
our friendly staff will assess your requirements and make a suitable
Multi Property Landlord Insurance
Any number of properties may be catered for on our online system and
purchase made if the total sum insured is less than £3,000,000. Up to
£10,000,000 we will refer to underwriters and in excess of £10,000,000 we
will look at other markets (we have quite a few) for premiums/ cover. Our
quotation system also covers landlords of shops/ offices and single-tenure
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under any contract of insurance
Please read this IMPORTANT
NOTICE about requirements. We accept no liability for any loss that
occurs due to your failure to comply.