Landlord Insurance for DSS tenants
For landlords insurance, we define a
DSS referral let as property occupied by tenants where the
rental agreement is with the DSS, council or Housing association and they, not you
as landlord, has control of who lives in the property. (This form of let
is usually more expensive to insure than a professional or subsidised let)
Note that better rates are
available for property let to tenants where the tenancy agreement is with
the tenant, but the rent is subsidised by the
DSS. e.g. through Universal Credit.
Policies normally offer the options
of covering:-
and some contracts may be extended to include accidental damage to the
buildings and employers liability. We offer the best landlords insurance of DSS
referrals and online quotes for all type of let/ unoccupied property.
Request a free no obligation quote for your DSS landlords insurance
We have available several schemes suitable for Landlords Insurance of
property occupied by DSS tenants. To obtain a personalised quote please select
the appropriate drop down menu: we can discuss your situation and requirments
to ensure we offer the most suitable policy we have available.
|
Non Standard Risks
We are always ready to consider non
standard risks - such as property close to flood areas, previous
claims, non-standard construction. In such cases complete the online
application, provide as much information as possible (dates, amounts,
causes and what risk-prevention measures have been undertaken - for
claims, exact construction if non-standard) and we will refer it to
underwriters. We will accept properties with flat roofs but if they
are over 5 years old then damage to, or caused directly or indirectly by, the
flat roof is excluded unless the roof is inspected annually by a competent
person, repairs undertaken expeditiously and a record kept. Property in
high-risk areas may be subject to a higher excess and specific peril's may be
excluded. Property older than 1850 or based in Northern Ireland cannot be
catered for on the online system - however if you telephone us on 01388 607140
we can usually obtain terms.
Portfolios
The quotation system handles any number of
properties - including shops, offices and single-tenure commercial: subject to
underwriting purchase can be made online if the total sum insured does not
exceed £3,000,000. A premium will be indicated up to £10,000,000 sum insured.
Above that we will review the prtfolio and approach several of our other
markets for a competitive quote.
|
