Summary of Policy cover for VASEK scheme

A wider summary can be found here (let property) or here (holiday homes) or here (unoccupied property)

• Fire, Lightning, Explosion or Smoke
• Storm, tempest or Flood
• Escape of Water and Frost Damage
• Escape of Oil
• Theft, Attempted Theft or Hold Up (excluded if unfurnished)
  (Following forcible and violent entry to or exit from the property)
• Subsidence, Landslip or Heave
• Impact Damage by Vehicle, Animal or Train (not own or tenant's)
• Damage by Aircraft
• Riots, Strikes or Civil commotion
• Malicious damage 
  (Excluded if the property is unfurnished  or by persons lawfully on premises)
• Falling or collapse of radio and Television Aerials
• Falling Trees 
  (excludes lopping, topping and felling and gates, fences and hedges)
• Accidental damage to Glass, Sanitaryware and ceramic Hobbs
• Accidental damage to underground services
• 20% of sum insured for loss of Rent and Alternative Accommodation
• £2,000,000 Property Owners Liability
• £10,000,000 Employers Liability

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