Static Caravan insurance Cover
Cover provided under a typical policy for static
caravan insurance with a listing of benefits, terms, conditions
and exclusions.
Policy
Section |
Benefits |
Typical
Exclusions |
Loss or damage to the static
caravan |
Includes fixtures, fitting,
equipment
Includes items in a locked storage unit
adjacent to the static caravan |
- Flood in first 7 days
- Repair to gas, water pipes, drains, sewage,
telephone cables limited to £2,500
- Limit in adjacent locked storage unit £250
anyone article, £500 in total
|
Replacement as New |
Within first 120 months |
- Sum insured must be adequate
|
Frozen food in caravan freezer
compartment |
Up to £250.00 |
- Food cabinets over 10 years old
- Strike or industrial action
- Deliberate cutting off of supply
|
Loss of keys |
To replace damaged locks or loss
of keys |
- maximum sum insured - £250.00
|
Public liability insurance |
Up to £2,000,000 |
- Whilst attached to towing vehicle
- Becomes detached from towing vehicle
- Liability in respect of towing vehicle
|
Loss of use/ hiring charges |
Cover for alternative
accommodation, hire of a similar caravan and loss of ground rent |
- Cover £50 per day up to £1,500
- If entire site closed ground rent paid
pro-rata up to £1,500
|
Personal accident benefits |
Up to £20,000 if bodily injury
results in death or permanent disablement |
- Excludes people
- £500 limit for children under 16
|
Loss or damage to personal effects
in the caravan |
Includes articles for permanent
use, clothing, luggage, general goods in the caravan |
- Single article limit: £300
- Excludes valuables, money, cycles and other
similar goods
- Caravan must be locked
- Maximum limit £250 tapes, discs, computer
games.
- Maximum limit £1500 TVs/ video/ computers
- £500 in locked storage unit
|
Insurance Quotes
|
Compare static caravan insurance premiums. |
Duty to disclose Facts
under any contract of insurance
Please read this IMPORTANT
NOTICE about requirements. We accept no liability for any loss that
occurs due to your failure to comply.
Please call
and we'll discuss your needs. Your policy could be invalid if you failed
to disclose all pertinent facts.
Office Hours: Monday - Friday 9.00am - 5.00pm, except Wednesday (10.00am for training).
Saturday 9.00am - 12.00 Noon
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