Policy Sections
Definitions
Cover Causes
Material Damage
Buildings
Buildings - Extensions
Buildings - Exclusions
Contents
Contents - Extensions
Contents - Exclusions
Glass. Blinds and Signs
Extensions
Exclusions
Conditions
Loss of Rent
Rent Receivable
Alternative Accommodation
Extensions
Conditions
Liability
Public Liability
Public Liability Exclusions
Employers Liability
Employers Liability Exclusions
Extensions
Conditions
General Exclusions and conditions
Exclusions
Conditions
Complaints
Making a claim
Landlords Loss of Rent Insurance
If loss or damage occurs that is covered under the landlords insurance then in addition to the cost of repairing the property, the landlords will be unable to receive rent. As this may be the only source of income it is important that insurance is provided to cover this loss.
Typically a landlords insurance may cover two subsections
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Rent receivable
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Alternative Accommodation
A caveat
Like all insurance policies, a landlords insurance policy consists of several sections. General information about the various sections is included. You must not assume that your policy has all of the sections referred to (and will probably have different terms, conditions and exclusions). If in doubt contact your insurance broker for advice.
