Summary of differences between 'Drewe' & 'Spectrum' Policies
(This only applies if you are considering a caravan insurance quote through either of them.)
Policy Section |
Drewe |
Spectrum |
| Loss or Damage to the Caravan and Equipment | Includes Awnings | Excludes Awnings |
|
Awning Replacement as new |
Not available | Available for a fixed fee |
| New for old cover on caravan |
1 or 5 years from new |
|
| Contents Cover (£300 s.a.l - excludes bikes) | Included automatically 25% of sum insured for caravan & equipment |
Optional - must be requested |
| Liability to the public | £2,000,000 | £2,000,000 |
| Alternative accommodation if caravan is unacceptable following a claim. |
£50 per day up to £1,500 | £25 per day up to £750 |
| Continental use | 180 days in any one year (Unless European option requested) |
60 days in any one year |
| Excess | £75 other than for liability Additional £200 excess available |
£75 excess other than for liability |
| Legal Expenses re ownership/ use of caravan | Provided Free | Additional premium required |
| Hobby, Roma, Lord Munsterland, Tabbert | Unacceptable | Unacceptable |
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Static caravan insurance
Static caravan insurance is offered both on the Spectrum and the Drewe policies. If you want information on static caravan insurance in general look at our static caravan insurance information page with details of cover and exclusions.
(Drewe underwrite the Spectrum caravan insurance policy, but the cover provided is slightly worse and as such the price is slightly cheaper.)
