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Landlord insurance in Kensington and Chelsea

Kensington and Chelsea comprises the postcodes  SW1W, SW1X, SW3, SW5, SW7, SW10, W2, W8,W10,W11 and W14 - all of which are acceptable for landlord insurance. Below are some examples of the cheap landlord insurance available. Use the quotation form to obtain your own bespoke quote and, if acceptable, buy online with immediate cover. (All quotes assume 3 years no claims bonus, a total policy excess of 250.00 and a flat roof < 25% of surface area). The sums insured are rebuilding costs, not market value.

Postcode Building Sum Insured AD? Contents Sum Insured AD? Tenant Premium
SW1W 310,000 Yes 10,000 Yes Standard 289.97
SW3 410,000 Yes 20,000 Yes Standard 375.13
SW10 510,000 Yes 30,000 Yes Standard 453.34
W2 610,000 Yes 50,000 Yes Standard 603.89
W10 710,000 Yes 80,000 Yes Standard 732.55
W14 820,000 Yes 120,000 Yes  Standard 916.85

The Direct Line premium for the first quote above is 704.01 with a 200 excess! (As at 22 July 2013)

  • Standard = Tenancy agreement with tenant (who may be employed, unemployed, retired) and whose rent may be subsidized by a third party.

  • DSS = Tenancy agreement with Borough or Housing Association, who have control of who lives in home.

  • Students = property let to multiple students

  • Asylum Seekers = as DSS but agreement with Borough that asylum seekers may live in the home

  • Professional Bedsits = multiple lets but tenancy agreement with all tenants

  • Bedsits = multiple lets and Borough can decide who lives in the property.

Quote for Landlord Insurance in Kensington & Chelsea


Policy Wording

Key facts
Postcode Help
Sum Insured - Buildings Help
Sum Insured - Contents Help
Accidental Damage Cover Help

Tenants (or unoccupied) Help
Construction of Buildings Help
No claims Bonus Help
Excess required Help
Social Media Discount? Help
Legal Expenses/ Rent Guarantee Help
Loss recovery Assistance Help
Quote (inc IPT & Fee)

This policy is also suitable for your own home as well as unoccupied property.

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