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Long stay travel insurance for the over 75 

Providing essential protection for independent travellers, long stay travel insurance affords necessary cover for explorers visiting abroad for periods exceeding 90 days. Maximum duration age dependent, varies considerably from 5 months - 18 months. Similar to backpackers travel insurance (covers gap year students) except maximum age higher, better benefits provided. Premiums proportionately cheaper. Use button below to compare costs, terms and conditions. Or call us on 01207 509446 for advice on our wide range of long stay travel insurance products for the over 75.

Announcement for people over 75, , over 75, over 80 wanting long stay travel Insurance

On 1st April 2012 we launched a new insurance policy that will offer the following. Cover is available for over 3,4,5,6,7,8,9,10,11,12 months as well as shorter periods.

  • Long Stay travel Insurance for ages 80 to 85: 12 months (365) days maximum duration

  • Long Stay travel Insurance for ages 75 to 79: 12 months maximum duration

  • Long Stay travel insurance for ages 70 to 74: 12 months maximum duration

  • Long Stay travel insurance for ages 65 to 69: 12 months maximum duration

  • Annual travel insurance to age 74: Up to 93 days per trip.

  • Ideal for the over 60's going to Spain or Portugal for the winter.

Information about long stay travel insurance rates for the over 75, 70, 75 or 80

Travelers over 75 but 85 or younger, with or without medical conditions can find rates for cheap long stay travel insurance through our Redwood product

The policy includes many optional extras and there is medical screening to cover pre-existing conditions. It is pretty cheap for short stays as well! 81-85, 2 weeks in Europe, No Excess: 49.42, Worldwide Inc USA/ Canada, 87.40 100 excess: No Excess: 96.14. (59.43 medical cover only with a 100 excess)

Long Stay Travel Insurance - over 75- quote and buy online.

Rating Factors. Why cheaper?

The following explain why long stay travel insurance is cheaper than standard contracts.

  • Pre-booked accommodation probably not needed on long journeys

  • Resulting cancellation costs limited

  • Independent streak resulting with hazardous/ dangerous sports/ activities - insured separately?

  • Typical staying reasons for long time: visiting parents/ offspring, gap year travel, Voluntary Service Overseas (including teaching)

  • Lower baggage costs - travelling light.

Results: Premiums cheaper proportionately for long journeys than standard travel insurance. BUT benefits reduced.

Policyholder's Age

Availability of long stay travel insurance depends on policyholder's age.

  • Upto 45: Some cheaper backpacker insurance policies also quote - compare insurance rates above. Example: Gap Year

  • Upto 65: normal insurance rates, 12 or 18 months maximum duration. Example: Career Break.

  • over 75: See above for 12 months travel insurance cover up to 85 inclusive

  • Over 85: 13 Weeks Worldwide, 5 months Europe: Insurance with no upper age-limit, subject to travel period. 


Premiums for long stay travel insurance depend upon regions visited. Insurance for occasional travel in higher-rated areas maybe covered through stopover benefits.

  • Europe: Mainland Europe (Including Russia West of Ural Mountains). Mediterranean Islands. May include Canary islands, also North African Countries bordering Mediterranean. i.e. Morocco, Algeria, Tunisia, Libya, Egypt, Israel, Lebanon, Syria. Not Guaranteed. Comparison quotation system includes automatic adjustment for each insurance definition of Europe.

  • Australia, New Zealand: Obviously Australia and New Zealand - a long journey. Check Insurance wording includes stop-over cover if intending short break elsewhere. Probably required Medicare registration on arrival.

  • Worldwide: Anywhere other than American Region. Short stays in America en-route e.g. South America, Mexico could be allowed.

  • America: United States of America, probably Canada/ Caribbean Countries. Long trips expensive especially elderly. Again compare cheap prices online with travel insurance quote system.

Medical Conditions

Pre-existing medical conditions disclosure compulsory. Results from insurance comparison include screening line. Travel length may result in higher insurance costs especially covering severe illnesses (heart attack, stroke). Better terms for milder conditions cholesterol, mild diabetes.

Hazardous Activities

Check insurance includes hazardous activities on long trips. Examples: bungee jumping, white water rafting or even just casual work abroad. Winter Sports activities, ski-ing, heli ski-ing, luge, tobogganing, snow zorbing, snow kiting etc cost extra. Suggest an Adventures Insurance Policy covering dangerous sports etc for limited periods.

B Portwood & Co Ltd

B Portwood is an Insurance Broker based in Northern England. Two offices: 44 Medomsley Road, Consett; 145 Newgate Street, Bishop Auckland. Long stay travel insurance is arranged at Consett Office : Telephone 01207509446 during normal office hours.

Other long stay travel insurance links

Long Stay Travel Insurance to America | Long Stay Travel Insurance to Australia | Long Stay Travel Insurance Worldwide | Long Stay Travel Insurance to Europe | Single trip travel insurance

Specialised travel insurance needs.

over 75?

Even if you are over 75 we can meet your travel insurance needs for to 365 days away or 93 days a trip for annual travel insurance. So if you are over 75 more information about our travel insurance for the over 75 policies, terms and conditions, including cover for medical conditions.


When travel insurance is still available for up to 365 days for a single trip, winter sports, or annual travel insurance for 93 days a trip. Further information about travel insurance is available with instant quotes and buy online.

Over 75?

Still no problem - the over 75 can still obtain long stay travel insurance for a year and winter sports covers. It doesn't matter if going to the USA, Worldwide or just Europe and medical conditions can be covered. You can obtain an over 75 travel insurance quote through our online quotation system and buy online.

Over 80?

Our unique Redwood travel insurance is suitable for travelers over 80 with online screening for medical conditions, with single trips for 366 days available. More information on over 80 travel insurance is available though our dedicated page.

Winter Sports

Winter sports cover for travel insurance is available up to 85. Information about winter sports travel insurance is available including various activities, with cheap premiums, especially for the USA and Canada.


Cheap backpacker travel insurance is available. Cover is more limited but backpacker travel insurance can be exceedingly cheap especially with a large excess.

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