Static Caravan Insurance - SAGIC scheme
This static
caravan insurance policy
is suitable for caravans designed to be static i.e. NOT tourers used as
static caravans. No RTA liability cover is provided. (Quotes are
available for touring caravans, caravans used as temporary residence for
self-build and models such as Hobby, Roma, LMC (Lord Munsterland) and
Tabbert, if you call us on 01207 509446. If you live in the statioc
caravan then you should insure it under our
park home option.
Unacceptable Risks
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Refer
Risks - cover not available online
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We are unable to quote on this scheme for the following:
If your
occupation is one of the following:
- Amusement arcade
owners / workers
- Bookmakers and
turf accountants
- Casino and
gaming establishments staff
- Circus and
fairground owners / workers
- Debt collectors
- Fashion and
photographic models
- Foreign forces
personnel
- Itinerant
traders and travellers
- Money lenders
and pawnbrokers
- Professional
sports persons
- Proprietors /
employees of bars and night-clubs
- Scrap / general
dealers and merchants
- Show business
personnel
If the caravan
- Is situated
outside Great Britain, Northern Ireland, the Channel Islands
and Isle of Man
- Is not in a good
state of repair
- Is showing signs
of damage
- Is not of proprietory make
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We may
be able to quote on this scheme -
please complete the form. In many cases you will be able
to 'plead your case' if there are mitigating circumstances or
substantial changes have been made to improve the risk.
- You have had
previous insurance declined, cancelled or had special terms
imposed by an insurer.
- You (or any
member of your family residing with you) has
- been
convicted or charged with or received a caution for any
criminal offence other than motoring offences
- any
unsatisfied County Court Judgement
- been made
bankrupt
- You have
suffered (whether covered by insurance or not) on the caravan
to be insured
- Any losses
in respect of subsidence, landslip or heave
- Any loss in
respect of flood
- Any loss
over £5,000 in the last three years
- Two or more
losses in the last twelve months
- Three or
more losses in the last three years
- Any
liability claim
- Where you have
held previous insurance that has expired more than 30 days
prior to commencement of cover
- The caravan
is
- used for
business purposes -
see here for a quick quote for commercial property owners
insurance
- in an area
specially exposed to storm
- in an area
specially exposed to flood
- in an area
specially exposed to subsidence or landslip
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