Portwood Logo

FAQ |Policy | Key Facts | About us

Static Caravan Insurance - SAGIC scheme

This static caravan insurance policy  is suitable for caravans designed to be static i.e. NOT tourers used as static caravans. No RTA liability cover is provided. (Quotes are available for touring caravans, caravans used as temporary residence for self-build and models such as Hobby, Roma, LMC (Lord Munsterland) and Tabbert, if you call us on 01207 509446. If you live in the statioc caravan then you should insure it under our park home option.

Unacceptable Risks

Refer Risks - cover not available online

We are unable to quote on this scheme for the following:

If your occupation is one of the following:

  1. Amusement arcade owners / workers
  2. Bookmakers and turf accountants
  3. Casino and gaming establishments staff
  4. Circus and fairground owners / workers
  5. Debt collectors
  6. Fashion and photographic models
  7. Foreign forces personnel
  8. Itinerant traders and travellers
  9. Money lenders and pawnbrokers
  10. Professional sports persons
  11. Proprietors / employees of bars and night-clubs
  12. Scrap / general dealers and merchants
  13. Show business personnel

If the caravan

  1. Is situated outside Great Britain, Northern Ireland, the Channel Islands and Isle of Man
  2. Is not in a good state of repair
  3. Is showing signs of damage
  4. Is not of proprietory make
We may be able to quote on this scheme - please complete the form. In many cases you will be able to 'plead your case' if there are mitigating circumstances or substantial changes have been made to improve the risk.
  1. You have had previous insurance declined, cancelled or had special terms imposed by an insurer.
  2. You (or any member of your family residing with you) has
    1. been convicted or charged with or received a caution for any criminal offence other than motoring offences
    2. any unsatisfied County Court Judgement
    3. been made bankrupt
  3. You have suffered (whether covered by insurance or not) on the caravan to be insured
    1. Any losses in respect of subsidence, landslip or heave
    2. Any loss in respect of flood
    3. Any loss over 5,000 in the last three years
    4. Two or more losses in the last twelve months
    5. Three or more losses in the last three years
    6. Any liability claim
  4. Where you have held previous insurance that has expired more than 30 days prior to commencement of cover
  5. The caravan is
    1. used for business purposes - see here for a quick quote for commercial property owners insurance
    1. in an area specially exposed to storm
    2. in an area specially exposed to flood
    3. in an area specially exposed to subsidence or landslip