Limited Cover - covers
Fire, Smoke, Explosion,
Lightning and Earthquake
Storm or Flood
Subsidence, heave or landslip
Impact involving an aircraft, aerial device or anything falling from them,
train, vehicle or animal
Breakage or collapse of satellite dishes, receiving aerials and their
fittings or masts
Falling trees, branches, telegraph poles or lamp posts, including the cost
of removing any that cause damage to the home
Accidental damage to Underground Pipes and cables (£1,000 limit to clear
a blocked underground pipe)
Emergency access to home to attend an event (above) that would cause
damage |
Full Cover - covers
ALL
the benefits of Limited Cover PLUS
Riot, civil commotion, strike, labour or political disturbances, malicious
persons or vandals
Escape of water or oil from any fixed water or heating installation or
domestic appliance
Freezing of domestic water and heating installations resulting in damage
thereto
Theft or attempted theft
Accidental breakage of fixed glass, solar panels, ceramic hobs or tops in
fixed units and sanitary ware
There is a requirement that
the central heating is either drained or left on at 13C continually, and
that there are 5-lever door locks and window locks in operation for the
full cover to be effective (See endorsement below) |