Renters Insurance (contents)
This product is suitable for renters for property from
landlords but require insurance for their own contents. Landlords can
obtain quotes for rented
property insurance, buy
to let insurance or landlord insurance.
Use the quick quote option to see if the renters insurance
premium will be competitive. Use the full quote to supply full information
to confirm that the risk is acceptable. (If the risk has to be referred
then this does not mean automatic refusal - each risk will be viewed on
its own merits and evidence of risk improvement may tip the balance
Benefits of our Renters Insurance
No Minimum sums insured: Obviously the sum insured
must reflect the cost of replacing all of your own contents.
(Landlords should be insuring any contents that they supply
Low standard excess: Only £75.00 - it can be
increased to £150 or £250 however we suggest only doing this if
there are substantial sums to be insured as the savings in the premium
(albeit 10% or 20%) may not be commensurate with the potential additional
Rewarding careful tenants - discounts of up to 15% for
tenants with three years claim free experience and those who have a
professional alarm system installed.
Wide acceptance criteria - properties in flood or
subsidence areas will be reviewed and terms imposed depending on
previous flooding/ subsidence history and proximity/height above water
Cover is the same as a standard household policy -
full perils with options to include all-risks cover and full
accidental accidental damage if required.
May we remind you of your obligation to disclose all
material facts. A material fact is one that affects the assessment of the
risk. This obligation may change to a full disclosure of all information
requested on the proposal form.
For further advice, help and assistance call us on 0844