Insurance products for UK residents

MMA Landlord Insurance Cover and notes

Properties to be referred

Claims Service

The property insured

Buildings

The Sum Insured Limit
Landlords fitted carpets, curtains and blinds, domestic white goods, furniture and furnishings 5,000
Malicious damage by tenants 5,000
Trace and Access 5,000
Temporary accommodation/ loss of rent 33.3% of sum insured
Accidental damage of fixed glass, sanitary ware, ceramic hobs (not free standing) Up to sum insured
Accidental damage to cables and service pipes Up to sum insured
Emergency access/ landscape gardens 1,000
Replacement of locks 1,000
Unauthorised use of electricity, gas or water 1,000
Property owner's liability/ defective premises act 2,000,000
Standard excess (discounts available for 150, 400 and 900 voluntary excesses) 100
Subsidence Excess 1,000
Unoccupancy restriction After 60 days
Index Linked? Yes
Accidental damage cover is available for an additional 10% of buildings premium  

Contents

Limits to sums insured - if cover is required Minimum 1,000 : Maximum 40,000
Single article limit 1,000
Legal liability 2,000,000
Standard Excess (discounts available for higher excesses). Please note:
You can select different excess levels for buildings and contents - but this
is not available on our online quotation system.
100
Index Linkage Yes

Standard Perils

Buildings cover extends to:

Main exclusions

Insurance UK Broker B Portwood & Company Ltd