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With the relaxation of the ownership of residential properties rules for pension schemes in the UK, you may be considering purchasing a buy to let property as an alternative to investing money in a personal pension. If so you need buy to let property insurance.

One unavoidable expense of a buy to let property is the insurance premium to cover the bricks and mortar as well as your property owner's liability. You should also consider having a legal expenses insurance policy as well to cover legal problems with your tenants.

We offer a range of buy to let property insurance products online - so you can obtain competitive quotes. Before you can purchase your buy to let insurance policy we will confirm the quotation and send you details of the products so you can decide if the buy-to-let insurance product is suitable for your demands and needs.

	Quote and Buy Online Maximum total sum insured £3,000,000 (We can quote and insure higher sums on referral)
Key Facts | Policy Wording (2022)

Quotes : landlord contents insurance | Holiday Home Insurance | Buy to Let Insurance | Unoccupied Property Insurance

Our Buy to let property insurance products can cover:-

• Professional lets - agreement between landlord and tenant - tenant pays rent.

• Rent-assisted lets - agreement between landlord and tenant - rent subsidised by the DSS.

• Placement lets - agreement between landlord and DSS or housing association, who select the tenant.

• Bedsits - including cooking in rooms rather than shared cooking facilities

• Student lets - property let to several students

• Asylum seekers - on referral

• Unoccupied property - pending sale, renovation, to be let out or moved into - on referral

• Holiday property that is let out

• Shops

• Offices

• Single-tenure commercial property

Over 55 years in Insurance.

B. Portwood have transacted insurance for over 55 years - including travel insurance, caravan insurance (static and tourer, twin-axle), commercial property and liability.

Multi Property Landlord Insurance

There is no limit to the number of properties that can be covered - subject to a maximum sum insured of £10,000,000. HIgher sums can be qoted for if the application is completed. As well as residential property, shops, offices and single-tenure commerical property can be included on the quotation.

Excesses and terms for non-standard risks

Residential property has a standard £100.00 excess increased to £250.00 for escape of water and £1,000.00 for subsidence. Commercial property has a £250.00 excess increased to £350.00 for escape of water and £500.00 for flood, £1000.00 for subsidence.

Property in high-risk areas may have the theft and/ or subsidence and/ or flood excess increased to £2,5000 and in the worst areas these perils may be excluded.

Quotes are available for many non-standard roofs (not thatch)

Quotes are available online if the proposer has a mild history of CCJs, Bankruptcy or Insolvency. Other adverse history may be quoted for on referral.

Buy To Let Insurance | landlord insurance