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Landlord Insurance in London

Regrettably, along with virtually everything else, landlord insurance in London is more expensive than other parts of the country. Many landlords are also unwilling to accept tenants under agreement with the borough under the apprehension that the insurance costs are too high.  B Portwood & Co Ltd are a pleased to offer landlord insurance at an incredibly competitive price for landlords in any of the London Boroughs, no matter the type of tenant.

Quote button Quote and Buy Online

Select your Borough and see how much you can save on Landlord Insurance

As well as the City of London, there are 32 other boroughs

City of Westminster Islington Sutton Redbridge
Kensington and Chelsea Camden Croydon Newham
Hammersmith and Fulham Brent Bromley Hounslow
Wandsworth Ealing Lewisham Haringey
Lambeth Waltham Forest Greenwich Enfield
Southwark Richmond upon Thames Bexley Barnet
Tower Hamlets Kingston upon Thames Havering Harrow
Hackney Barking and Dagenham Merton Hillingdon
 

(If there is no link to your Borough, just use the City of London above)

See below for acceptance criteria. Quotes are available on this scheme for property with a  rebuilding (not market value) cost of up to 1,000,000 and for landlord contents up to 150,000.

Landlords may compare other landlord insurance policies we have available or see how cheap our landlord insurance is or return to our main page on landlord insurance.

Unacceptable Risks

Refer Risks - cover not available online

We are unable to quote on this scheme for the following:

If your occupation is one of the following:

  1. Amusement arcade owners / workers
  2. Bookmakers and turf accountants
  3. Casino and gaming establishments staff
  4. Circus and fairground owners / workers
  5. Debt collectors
  6. Fashion and photographic models
  7. Foreign forces personnel
  8. Itinerant traders and travellers
  9. Money lenders and pawnbrokers
  10. Professional sports persons
  11. Proprietors / employees of bars and night-clubs
  12. Scrap / general dealers and merchants
  13. Show business personnel

If the property

  1. Is situated outside Great Britain, Northern Ireland, the Channel Islands and Isle of Man
  2. Is not in a good state of repair
  3. Is showing signs of damage
If buildings cover is not required - unless the property is a single flat or maisonette in a block that has cover arranged independently.
We may be able to quote on this scheme - please complete the form. In many cases you will be able to 'plead your case' if there are mitigating circumstances or substantial changes have been made to improve the risk.
  1. You have had previous insurance declined, cancelled or had special terms imposed by an insurer.
  2. You (or any member of your family residing with you) has
    1. been convicted or charged with or received a caution for any criminal offence other than motoring offences
    2. any unsatisfied County Court Judgement
    3. been made bankrupt
  3. You have suffered (whether covered by insurance or not)
    1. Any losses in respect of subsidence, landslip or heave
    2. Any loss in respect of flood
    3. Any loss over 5,000
    4. Two or more losses in the last twelve months
    5. Three or more losses in the last three years
    6. Any liability claim
  4. Where you have held previous insurance that has expired more than 30 days prior to commencement of cover
  5. The building is
    1. not built of brick, stone or concrete and roofed with slates or tiles (flat roofs of bitumen/ felt are acceptable)
    2. built before 1851 and/ or is a listed building
    3. used for business purposes
    4. communicating with or forms part of a business premises
    5. in an area specially exposed to storm
    6. in an area specially exposed to flood
    7. in an area specially exposed to subsidence or landslip
    8. a mobile or leisure home where it is not your main residence

For further information about Landlord insurance in London and if you need advice, call us on 01388 607105